Saturday, April 18, 2026

From bonus to pension: Using two mutual fund tools to turn lump sums into lifelong income

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When markets dipped, she accumulated more units; when they rose, she bought fewer. By February 2026, she owned approximately 310,000 units at an average cost of 96.77. Had she invested the lump sum when the NAV was 100, she would have held only 300,000 units. Imagine a current NAV of 110 — those extra units meant an additional 1.1 lakh gain plus 1.5 lakh interest from the liquid fund.



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