This Diwali, focus on enjoying and celebrating without compromising your financial future. To achieve the same, you must be careful about your repayment integrity and overall credit profile.
You can accomplish this by properly planning your budget, wisely using credit, and clearing your pending personal loan EMIs, home loan EMIs, and credit card bills on time.
Let’s examine three key ways to help aspiring borrowers maintain a healthy credit profile, a solid credit score and enhance their festive celebrations even further.
By approaching Diwali shopping with this discipline, you can celebrate lavishly now without sacrificing your future credit prospects.
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Disclaimer: Mint has a partnership with fintech companies to offer credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article aims to educate readers and raise awareness about the essential needs for credit, including loans, credit cards, and credit scores. Mint does not promote or encourage taking credit, as it comes with risks such as high interest rates and hidden charges. We advise investors to discuss with certified experts before taking any credit.
