Saturday, April 18, 2026

Finance

₹82 lakh crore mutual fund boom signals shift from FDs – but are households over-equitising?

India is in the middle of a genuine financial shift. For decades, household savings largely flowed into fixed deposits, gold, and real estate. Today, a growing share is moving into equities - primarily through mutual fund SIPs.The numbers...

Will interest on EPF balance earned till age 58 be tax-free after I stop work?

I left my job in 2025 at the age of 48 after working for 18 years. During this period, both me and my employer contributed regularly to my EPF account with the Employees’ Provident Fund Organization (EPFO). My...

Margin trading hits ₹1 trillion. The hidden risks in your stock investment plan

An investor with ₹20,000 can buy 40 shares outright at ₹500 each. Using MTF to borrow ₹60,000, they could buy 160 shares. If the stock rises to ₹550 in 60 days, they can sell...

Income tax refund still pending? Here’s why it may be delayed and what happens next

The last date to file income tax returns in assessment year 2025-26 for individuals not requiring an audit was September 15, 2025, which was extended from the original deadline of July 31, 2025. Nearly six months have passed...

Income Tax Rules 2026: Will there be changes in tax slabs from 1 April 2026? All FAQs answered

Income Tax Rules 2026: The Finance Ministry on 20 March notified the draft Income Tax Rules, 2026, which will come into effect from 1 April. The new rules are set to majorly overhaul the procedural and compliance systems...

Middle East conflict unlikely to hurt Indian economy’s structural strength, says Radhika Rao of DBS Bank

The US-Israel military operation against Iran, which began on 28 February, has spooked the financial markets and global trade. With attacks extending to energy infrastructure, including gas facilities and production sites in the Gulf, governments and financial markets...

RBI moves to prevent banks from mis-selling financial products: How will it protect customers?

At the time of taking a home loan, did the bank executive recommend that you take a home loan insurance policy? Legally, it is not mandatory to buy such a policy. However, many bank customers have reported that...

How to reduce EMI burden: 5 tips to manage debt and improve your finances

Do you feel your salary disappears as soon as it hits your account? You are not alone. Many people struggle as EMIs and loan repayments quietly consume a large share of their monthly income.This leaves little room for...

Planning for retirement by 2030? How to build a sustainable income

I plan to retire early in 2030 at 48. With annual expenses of ₹20 lakh, major future goals, and a diversified portfolio across mutual funds, FDs, PF/PPF, and stocks, what retirement planning steps should I take now...

Digital arrest fraud costs Noida man ₹1 crore: 5 key lessons to keep your money safe

A shocking cyber fraud case from Greater Noida re-emphasises the growing threat of digital arrest scams across the country. In this case, a 72-year-old senior citizen was held under virtual surveillance after being deceitfully accused of carrying out...
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Latest News

Centre approves 2% DA hike for central govt employees, pensioners ahead of 8th Pay Commission: Report

The government has approved a 2% increase in Dearness Allowance (DA) for central government employees and pensioners, as...
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