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Finance

Stay updated with the latest financial trends, investment tips, banking updates, and money management ideas. Learn how to save smarter, invest wisely, and build long-term financial stability with easy-to-understand guides and insights.

Finance

Overseas equity mutual funds outperform as Indian stock market slumps

ncradarsh -
With the stock markets in a tailspin, most equity mutual fund (MF) categories have come up with a poor show in the last one year. But MFs investing in overseas markets and global ETFs (Exchange Traded Funds) have...
Finance

How to ensure your retirement savings sustain you through inflation, risk and other uncertainties

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Planning smartly for the future when you are retired and have to rely on savings rather than active income to get by, is essential. Retirement planning demands a careful analysis of various factors, foreseeable or not.Here's a look...
Finance

8th Central Pay Commission meetings in Delhi & Maharashtra: Full schedule, key dates & participation process revealed

ncradarsh -
8th Central Pay Commission: The discussion, consultation and analysis process for the 8th Central Pay Commission has formally been initiated. This marks a key stage in shaping revised pay structures for Central government employees and pensioners.These consultations aim...
Finance

Want to build a good credit score? Here’s how you can do so even without a credit card

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Building a good credit score without using a credit card is achievable with consistent fiscal practices and financial discipline. Instead of using credit card history to prove that you have a strong credit profile for future borrowing needs,...
Finance

Kisan Vikas Patra: Here’s how long it takes to double your money

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Introduced by India Post in 1988 as a small savings certificate, Kisan Vikas Patra is a 115 month (9 years and five months) long scheme, where an investor can put in lump sum amount to double over the...
Finance

PPF income strategy: How to get ₹61,000 monthly pension from your public provident fund investment? See calculation

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PPF Income Strategy: Public Provident Fund, commonly known as PPF, is one of the most popular small savings scheme in India due to its tax benefits, interest rates and easy accessibility among others. PPF is a long-term investment...
Finance

Bank FDs vs small savings schemes: Compare PPF, NSC, Sukanya Samriddhi and fixed deposit interest rates this year

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Small savings schemes such as the Provident Fund (PPF), National Savings Certificate (NSC), Kisan Vikas Patra (KVP), Sukanya Samriddhi Scheme (SSS), and Senior Citizens Savings Scheme (SCSS); and bank fixed deposits (FDs) are among the investment and financial...
Finance

Can you reverse wrong UPI transactions? Key things you must know if you send money to incorrect UPI ID

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India is continuing to experience its UPI moment, with the number of transactions increasing every month. However, with growing number of UPI transactions, chances of making a wrong UPI transaction are increasing.UPI touched a record high of 22.64...
Finance

New labour code: What changes for your earned leave and encashment under the latest laws — explained

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The new labour laws under the OSH Code have introduced some major changes in how employers structure leave policies. The reforms standardise earned leave entitlements across the country and also provide workers with the right to receive an...
Finance

8th Pay Commission Basics: A look at its composition, functioning and latest updates

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A fresh salary reset is underway for all central government employees and pensioners. The 8th Pay Commission is at the forefront of it. Here is a Q&A on the 8th Pay Commission, how it works, and the latest...
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8th Pay Commission: ₹32,400 to nearly ₹69,000 basic pay? Fitment factor for govt salary hike decoded

Set up by Prime Minister Narendra Modi last year, the 8th Pay Commission is set to make key...
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